CFO-level leadership for growing businesses, without the full-time salary.
We work alongside owners and leadership teams to bring clarity to cash, sharpen forecasts, and turn the numbers into decisions you can act on.
| Line item | Wk 1 | Wk 2 | Wk 3 | Wk 4 |
|---|---|---|---|---|
| Opening cash | 412 | 398 | 431 | 377 |
| Customer receipts | 186 | 244 | 151 | 229 |
| Payroll | (118) | — | (121) | — |
| Vendors & rent | (82) | (211) | (84) | (96) |
| Closing cash | 398 | 431 | 377 | 510 |
Everything a CFO does, scaled to where your business is today
Pick the pieces you need now and add more as you grow.
Cash flow management
Rolling 13-week forecasts, working-capital planning, and early warning on shortfalls before they become emergencies.
Budgeting & forecasting
Annual budgets and driver-based models that show what happens to profit and cash when you hire, raise prices, or expand.
Financial reporting & KPIs
A clean monthly reporting package with the handful of metrics that matter, explained in plain language.
Banking & financing
Lender relationships, credit line renewals, covenant tracking, and preparation for debt or equity raises.
Strategic planning
Pricing, margin, and profitability analysis to guide growth decisions and long-range plans.
Finance team & controls
Oversight of bookkeeping and accounting staff, a faster month-end close, and internal controls that protect the business.
Signs your business is ready for a fractional CFO
- Revenue is growing but cash always feels tight.
- You get financial statements, but they don't help you make decisions.
- Your bank, investors, or board are asking for forecasts you don't have.
- You're planning a major hire, expansion, acquisition, or sale.
- Month-end close takes weeks and the numbers still change afterward.
- You've outgrown your bookkeeper but aren't ready for a full-time CFO.
Flexible ways to work together
Every engagement starts with a conversation about what you need. Scope and pricing are set to fit. Work can be on-site in the Greater New York and Connecticut area or fully remote, wherever your business is located.
Strategic Advisor
Monthly review meeting- Monthly financial review with leadership
- KPI dashboard and commentary
- On-call guidance for key decisions
Fractional CFO
Set days per month- Rolling cash forecast and budget
- Monthly close oversight and reporting package
- Bank and investor relationships
- Leadership team and board participation
Defined Project
Fixed scope and timeline- Financing or capital raise preparation
- Financial model or annual plan build
- Accounting cleanup and system upgrades
How an engagement unfolds
Consultation
A no-cost conversation about your business, your goals, and what's keeping you up at night.
Financial assessment
We review your books, reporting, cash position, and processes to find the gaps and the quick wins.
Plan & priorities
You get a clear roadmap: what we'll fix first, what we'll build, and how we'll measure progress.
Ongoing partnership
A regular rhythm of forecasting, reporting, and strategy sessions as part of your leadership team.
Frank Crudo
CFO Business Partners was founded to give small and mid-sized companies the same financial leadership larger organizations rely on. We become part of your team, learn how your business runs, and focus on the decisions that drive cash, profit, and value.
Before founding the firm in 2015, Frank held senior finance roles including VP of Financial Services at Burberry Americas, CFO at Neopost USA and Hasler Inc., and President & CFO of Ascom Canada. Today he serves as Fractional CFO for small and mid-sized companies.
Let's talk about your business
Schedule a free, no-obligation consultation. We'll discuss where you are, where you want to go, and whether a fractional CFO is the right fit.